Aligning the objectives of the intensive demands of the food industry, poultry farms are testing the latest technologies to increase their efficiency, but remain extremely vulnerable to unforeseen risks, from accidents to bad weather or epizootic. Partner of large processors, but also of small farms, Obsidian Broker offers insurance solutions to protect investments in the case the disastrous scenarios facing poultry farms, from heat stress to disease and accidents, interruptions to vital systems or electricity and equipment failures.
Poultry farms are compensated if the flocks of birds die as a result of diseases or natural disasters, from hail and lightning to landslides or floods. Also covered are the risks of accidents, such as the collapse of halls or fires, explosion, suffocation, damage accidental damage to air conditioning systems or drug poisoning by the authorities. Other unforeseen situations can come under the cover of the insurance policy: animals attack, wildfires, road accidents or vandalism, terrorism, strikes and civil unrest. For the benefit of farmers, the state subsidises percentages of the insurance premium. An additional risk covered by insurance policies, but usually unsubsidised, is theft.
Birds with avian influenza are not included in the list of agricultural insurance in in this case the compensations being granted by the state, in accordance with the international law of epizootic.
The insurance premiums vary depending on the bird breeds or the frequency with which they occur the phenomena provided in the geographical area in which the farm was built. The insured amount remains at the choice of the farmer, which may coincide with the estimated level of direct production costs, with the level estimated value of production or with an intermediate value.